Floodplain Management

Spring Runoff


To review the recently released draft Colorado Hazard Mapping Program (CHAMP) Floodplain Maps, individuals can access these maps by visiting Larimer County website at www.larimer.org/engineering/floodplains. Once at that site select 'Estes Valley Floodplain Maps' to access the draft maps. For questions and information on navigating the maps, please reach out to the Town's Floodplain Engineer Jennifer Waters at 970-577-3740 or floodplainmgmt@estes.org.

Floodplain Management is a service of the Town to inform, educate and assist property owners in reducing flood damage. This includes regulatory, mitigation and resiliency efforts. Regulatory includes mapping, zoning and building requirements among other areas.

One such area in floodplain management is the National Flood Insurance Program (NFIP). This is a federal program that enables property owners to purchase flood insurance. Established by Congress through the National Flood Insurance Act of 1968, the NFIP is operated under the jurisdiction of the Federal Emergency Management Agency (FEMA) and the Colorado Water Conservation Board (CWCB). This flood insurance is designed to provide an alternative to federal disaster assistance for property damage caused by floods.

Estes Park joined the NFIP in the early 1970s and since that time the Town has been active in floodplain management. The goals of the program are to:

  • Reduce flood hazards,
  • Regulate floodplain activities, and
  • Educate the public about flood risk and floodplain management.

By participating in the NFIP flood insurance is available to local property owners and the Town for Federal and State funds following a flood event.

The Town has four major drainage basins with mapped floodplains. Since the 2013 flood event, FEMA Flood Insurance Rate Maps (FIRM) may no longer accurately reflect flood risk in Estes Park. The Town of Estes Park is now regulating to the hydrology studies completed in 2014 and 2017, and floodplain regulations revised in 2019. The Town is actively coordinating with the CWCB and the CHAMP team to obtain a revised FEMA Flood Insurance Study and revised Flood Insurance Rate Maps.

To find out whether or not your property (within the Town limits) is in a mapped regulatory flood hazard area, please contact the Floodplain Engineer Jennifer Waters at 970-577-3740 or floodplainmgmt@estes.org.

Flood Maps

The Flood Insurance Rate Map (FIRM) shows the risk of a 1% annual event (26% chance of being flooded at least once during the life of a 30-year mortgage), but does not account for geomorphic risk (e.g. rivers changing course, bank erosion, etc.) or for debris dams and/or blocked culverts causing backflow. Even though your property may not be in a mapped 1% area, you may still be subject to flooding and are eligible for flood insurance.

Floodplain Development Permit Application


Floodplain Development Permit Application, NOTE: Only engineers registered in the state of Colorado can apply for Floodplain Development Permits on behalf of the property owner.

For additional information concerning work in the floodplain, please contact  or contact Floodplain Engineer Jennifer Waters at 970-577-3740 or floodplainmgmt@estes.org.


Estes Park Municipal Code Floodplain Regulations,(EPMC 18.04)

Interim Floodplain Regulations - Ordinance #13-17